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100% Refinance
Get 100 % of the appraised Value of your home. Fixed rate or adjustible.
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Home Equity Loan
Get a fixed rate home eqity loan. 5,10,15,&20 year terms. Not a ballon loan.
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High Debt Ratio Loans
A ratio of monthly bills to monthly income higher than 50% is considered a high debt ratio. Loan programs are available for borrowers in this situation, allowing them to finance the purchase of a home or property.
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Challenged Credit Loans
These mortgages are for borrowers with less-than-perfect credit. They can vary from slightly damaged credit to severely damaged. Regardless of your situation, we have a mortgage that will get you back on track.
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Jumbo Loans
Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation.
Cash out and No cash out refinance are allowable. Single family detached, Condo's, PUD's and single-family second homes can be financed with no prepayment penalty.
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80/20 Loans
This is a loan that will have NO Private Mortgage Insurance. Purchase or refinance.
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107% Purchase
0% down payment required and closing costs can be financed up to 107% of the purchase price.
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Bank Ruptcy/Credit Problems OK
Troubled credit? Bankruptcy? Been turned down somewhere else? We offer loan programs for customers with credit problems.
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No Down Payment
0% down payment required and closing costs paid by the borrower (seller can contribute up to 6% towards closing costs).
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100% Loan For No Income Verification
Loans where your income is not requested. borrow up to 100% of appraised value. borrower must qualify.
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125% Loans, Purchase or Refinance
Borrow up to 125% of the appraised value of your home. Credit restrictions apply. for owner occuiped homes only.
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