Terms of Use
Last Updated: October 3, 2025
1.Acceptance of These Terms
These Terms of Use (“Terms”) govern your access to and use of www.accrefi.com and any page thereof (collectively, the “Website”) and any services offered or provided by Accrefi (“Company,” “we,” “us,” or “our”) (the “Services”). “You” or “your” means the person(s) using the Website and/or the Services, both in such person’s individual capacity and in such person’s capacity as an employee or agent of another individual or entity, if applicable. BY ACCESSING OR USING THE WEBSITE OR SERVICES, YOU AGREE (ON BEHALF OF YOURSELF AND ANY INDIVIDUAL OR ENTITY OF WHICH YOU ARE AN EMPLOYEE OR AGENT) TO BE BOUND BY THESE TERMS. IF YOU DISAGREE WITH ANY PART OF THESE TERMS, YOU MUST NOT ACCESS OR USE THE WEBSITE OR SERVICES.
Eligibility: This Website is intended for individuals who are at least 18 years of age and reside in the United States or its territories. By using the Website, you represent and warrant that you meet these requirements.
2.Acknowledgment
The Website and the Services are administrative in nature. Accrefi DOES NOT, as part of the Services, the Website, or otherwise:
• Guarantee funding of any kind;
• Provide financial, investment, tax, accounting, or legal advice;
• Make any loans or credit decisions; or
• Issue commitments or any loan agreements.
Accrefi is not a financial institution, including as defined in 15 U.S.C. § 6809 or otherwise.
3.Scope of Use
You may use the Website and the Services only for their stated, lawful purposes, in accordance with these Terms and any other agreement with the Company to which you are a party.
We reserve the right to withdraw or amend the Website, the Services, or materials made available to you through the Services (including information provided to the Company by third parties) (the “Materials”) in our sole discretion without notice, including changing or discontinuing any aspect or feature of the Website or Services.
We will not be liable if all or any part of the Website is unavailable at any time or for any period. We may restrict access to some parts of the Website or the entire Website and may update the content at any time.
You are responsible for both:
• Making all arrangements necessary for you to have access to the Website; and
• Ensuring that all persons who access the Website through your internet connection are aware of these Terms and comply with them.
4.Prohibited Activities
You shall not, and shall not permit any other person to, access or use the Services or Materials except as expressly permitted by these Terms. Without limiting the foregoing, you shall not:
• Make the Services or Materials available to any person, including on or in connection with the internet or any time‑sharing, service bureau, software‑as‑a‑service, cloud or other technology or service;
• Bypass or breach any security device or protection used by the Services or Materials or access or use the Services or Materials other than by your own use of your then‑valid access credentials;
• Input, upload, transmit or otherwise provide to or through the Services any information or materials that are unlawful or injurious, or that contain, transmit or activate any harmful code or could otherwise interfere with the proper working of the Website;
• Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website;
• Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Website, including their ability to engage in real‑time activities;
• Damage, destroy, disrupt, disable, impair, interfere with or otherwise impede or harm in any manner the Website, Services, our systems or our provision of services to any third party, in whole or in part;
• Remove, delete, alter or obscure any trademarks, specifications, documentation, warranties or disclaimers, or any copyright, trademark, patent or other intellectual property or proprietary rights notices from the Services or any Materials;
• Access or use the Services or Materials in any manner that violates any applicable law or regulation (including export laws) or the rights of a third party (including intellectual property rights);
• Access or use the Services or Materials for purposes of competitive analysis, developing or providing a competing product or service, or any other purpose to our detriment or commercial disadvantage;
• Use any manual process to monitor or copy any of the material on the Website, or for any other purpose not expressly authorized in these Terms, without our prior written consent;
• Otherwise access or use the Services or Materials beyond the scope of authorization granted; or
• Attempt to do any of the foregoing.
5.Monitoring and Enforcement
We may monitor your use of the Website and Services and determine, in our sole discretion, whether there has been a breach of these Terms. If we suspect a breach, we may, with or without prior notice:
• Immediately, temporarily, or permanently withdraw your right to use the Website or Services;
• Issue a warning to you;
• Commence legal proceedings against you, including reimbursement of all costs on an indemnity basis (including reasonable administrative and legal costs resulting from the breach); and
• Disclose relevant information to any government or regulatory authorities as we reasonably deem necessary.
Upon termination for IP infringement, you agree to immediately return or destroy any copies of the Website or Materials you have made. All provisions which by their nature should survive termination shall so survive, including ownership, warranty disclaimers, indemnity, and limitations of liability.
The responses described here are not exhaustive and we may take any other action we reasonably deem appropriate, including pursuing legal or equitable remedies.
YOU HEREBY WAIVE AND HOLD HARMLESS THE COMPANY AND ITS AFFILIATES, LICENSEES, AND SERVICE PROVIDERS FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN DURING, OR AS A CONSEQUENCE OF, INVESTIGATIONS BY EITHER THE COMPANY, SUCH PARTIES, OR LAW ENFORCEMENT AUTHORITIES.
6.Intellectual Property Rights
The Website and its entire contents, features, and functionality (including all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Company, its licensors, or other providers and are protected by intellectual property laws.
No right, title, or interest in or to the Website or any content is transferred to you, and all rights not expressly granted are reserved by the Company.
Permitted use includes:
• Temporary copies in RAM incidental to access and viewing;
• Browser‑cached files for display enhancement;
• Printing or downloading one copy of a reasonable number of pages for personal, non‑commercial use;
• Downloading a single copy of any provided applications for personal, non‑commercial use (subject to applicable end‑user license terms); and
• Using any social media features we provide as enabled.
You must not:
• Reverse engineer, disassemble, decompile, decode, adapt or attempt to derive or access source code;
• Use any part of the Website, Services or Materials for your own commercial purposes;
• Exploit Website content or Materials;
• Use any illustrations, photographs, video or audio sequences, or graphics separately from accompanying text;
• Delete or alter any copyright, trademark, or other proprietary notices; or
• Attempt to do any of the foregoing.
7.Trademarks
Accrefi, the Accrefi logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You may not use such marks without our prior written permission. Other names and marks on the Website are the property of their respective owners.
8.Linking; Other Media
You may link to our homepage in a manner that is fair and legal and does not damage or take advantage of our reputation, and without suggesting any association, approval or endorsement.
You must not:
• Establish a link from any website not owned by you;
• Cause the Website or portions of it to be displayed by framing, deep linking, or in‑line linking on any other site; or
• Link to any part of the Website other than the homepage.
We may withdraw linking permission and disable features or links at any time without notice in our discretion.
9.Disclaimers; Limitation of Liability
You understand that we cannot and do not guarantee that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for maintaining appropriate protections and backups. Your use of the Website, the Services, and the Materials is at your own risk.
Third‑Party Links/Services: The Website may contain links to third‑party websites or services provided solely for convenience. We do not control or endorse such third parties and are not responsible for their content or services.
Third‑Party Vendors & Hosting: We may use third‑party vendors and hosting partners to provide hardware, software, networking, storage, and related technology to run the Services, and may enable integrations with third‑party applications at your option and risk. We have no liability arising from such use.
Geographic Restrictions: We make no claims that the Website or content is accessible or appropriate outside the United States. If you access the Website from outside the U.S., you do so on your own initiative and are responsible for compliance with local laws.
THIS WEBSITE AND ALL MATERIALS, PRODUCTS AND SERVICES PROVIDED TO YOU BY THE COMPANY ARE PROVIDED ON AN “AS IS, WHERE IS” BASIS. THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT. WE DO NOT WARRANT THE COMPLETENESS, ACCURACY, OR USEFULNESS OF ANY INFORMATION PROVIDED VIA THE WEBSITE OR SERVICES.
TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND ITS AFFILIATES, OFFICERS, EMPLOYEES, BOARD MEMBERS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOOD‑WILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE WEBSITE OR SERVICES.
The foregoing does not affect any warranties that cannot be excluded or limited under applicable law.
10.Indemnification
You agree to indemnify, defend, and hold harmless the Company and its affiliates from and against any and all liabilities, costs, expenses (including reasonable attorneys’ fees), and damages arising out of or related to claims resulting from your use of the Website and/or the Services alleging facts that, if true, would constitute your breach of these Terms. You may not settle any such claim without the Company’s consent. The Company may, at its option, defend itself or participate in the defense with counsel of its choice.
11.User Information and Submissions; Sharing with Lenders
When you submit information through our Website (including personal and business data), you represent that it is accurate and that you have all necessary rights to submit it. You authorize Accrefi to share such information with our network of third‑party lenders and financing providers for the purpose of evaluating and facilitating financing opportunities.
12.Privacy Policy
Your submission of information is governed by our Privacy Policy, which is incorporated by reference into these Terms. By using the Website, you consent to our collection and use of your information as described in the Privacy Policy.
13.Changes to These Terms
We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when posted. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.
14.Governing Law and Jurisdiction
All matters relating to the Website and these Terms, and any dispute or claim arising therefrom or related thereto (including non‑contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Nevada without giving effect to any choice or conflict of law provision or rule.
Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Website shall be instituted exclusively in the state or federal courts located in Clark County, Nevada. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.
15.Waiver and Severability
No waiver by the Company of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. If any provision is held to be illegal, invalid, void or otherwise unenforceable, such provision shall be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision, and the remainder shall continue in effect. A printed copy of these Terms (and evidence of your acceptance) shall be admissible to the same extent as other business documents generated and maintained in printed form.
16.Entire Agreement
These Terms, our Privacy Policy, and any separate services agreement between you and the Company constitute the sole and entire agreement between you and the Company regarding the Website, Services, and Materials and supersede all prior and contemporaneous understandings. If you enter into a services agreement with the Company and any terms thereof are inconsistent with these Terms, the services agreement shall control.
17.Contact Us
Accrefi
Email: info@accrefi.com
Website: www.accrefi.com